CHAI PAK-TSUN (CHAN HO, MOSES) is a descendant of a once-renowned political family. After his next of kin are framed and executed, he, the only one spared from the calamity, struggles to live on and is picked to become the apprentice of KIU PUN-YIP (KEUNG TAI WAI), the owner of Ting Fung Shing, the biggest money shop in Shanxi.
There meets a non-Han beauty PAPA HAR YEE KO WAH (KWOK, SONIJA). He falls for the girl but is just too timid to express his love. YIP's second daughter KIU TSUN (YEUNG YI, TAVIA) is in love with CHEUNG SHUNG-MAN (MA CHUN WAI, STEVEN), the son of the Minister or Military Affairs. But their relationship has become strained since MAN is called in to investigate the affairs of Ting Fung Shing.
Yip falls into the trap laid by CHO YUE-TAI (LAU DAN), the former cashier of Ting Fung Shing and the shop is almost forced into bankruptcy. Faced with the exorbitant taxes and levies payable to the government, the shop has come under tremendous financial pressure. Before his death, YIP entrusts Ting Fung Shing to PAK-TSUN who has stood by him all the way. Businessmen wield great economic power while officials hold strong political influence. How can PAK-TSUN pull Ting Fung Shing out of the corrupt official ciecles in late Qing China?