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Chen Jun (played by Richard Low) is the leader of Shao He Triad. He is retiring from the triad and money-lending business. He was succeeded by a young lady, Wang Li Hua (played by Fann Wong), who tries to restructure the "Ah Long (money-lenders) system" as much as possible to dismiss the use of violence to make money-borrowers pay them back.
Li Hua and several of her subordinates (played by KK Wong and Daniel Tan) start implementing a series of creative methods to attract people to borrow money. They also practice hilarious methods to pressure the money-borrowers to repay in a way that is not violent. However, this restructuring was met with opposition from the majority of the "elders" in both her own and rival triad.
Li Hua was pressurised by her mother to get married. Li Hua decides to force Mr. Fang (played by Mark Lee) to marry her. Mr. Fang is a dance instructor who appears sissy. Mr. Fang agrees to the propose, wanting to prove his masculinity. Subsequently, Mr. Fang offers to help Li Hua out by introducing creative ways to reduce violent methods of debt collection.